There are more and more homes on the market now that look like this. If you are behind on payments, then I suggest you try and work things out. Part of that process is calledforensic loan document review. Sounds very "CSI" doesn't it? This is fairly new to me, so visit the link and learn all about it.
There is help out there, and you just might be able to save your house. I feel bad for the honest people who only wanted to have a piece of the American Dream. Some banks will work with you and some will not. If yours is one that won't, and you do not want a short sale, then you can maybe get started on the forensic loan doc review. It might be a long process but don't give up on it.
I highly recommend you visit this website and learn all about this. Even if you are not in financial trouble, it wouldn't hurt to read up and learn about it. You might have a family member or friend who needs this type of help.
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